New York Disability Benefits / Paid Family Leave

Arch Insurance offers New York employers short-term disability benefits that meet the requirements mandated by the state.

New York Disability

The State of New York mandates that all employers provide their employees with short-term disability benefits in the event that an employee becomes disabled due to a non-occupational injury or illness. This may include such examples as an employee breaking a leg during a ski vacation or an employee giving birth.

Using the state mandates as a baseline, Arch Insurance offers enhanced disability plans to New York employers:

  • Shortened elimination periods.
  • Increased percentages of covered weekly benefits.
  • Increased weekly dollar maximum.
  • Increased overall covered weekly durations.

NY DBL Rates: 1 – 49 – Filed Rates

Bill Mode Male Rate Female Rate
Quarterly in Arrears $ 1.98* $ 4.48*
Annual in Advance $19.70 $44.50

*monthly rate per employee billed quarterly in arrears
$80 Minimum Annual Premium

Blurred background abstract hospital or clinic

New York Paid Family Leave

New York’s Paid Family Leave program provides job-protected, wage replacement to employees when time is needed to bond with a child, care for a close relative with a serious health condition, or help relieve family pressures when someone is called to active military service.

Visit the New York State Paid Family Leave Website.

NY PFL/DBL Product Sheet

Arch Insurance Group has built products out for Paid Family Leave and Disability Benefits Law specifically for New York employers. Learn more about these products here.

Employees in Multiple States

Get our State Disability & Paid Family Leave Reference Guide, which provides state-by-state guidance on PFML plans.

Learn more
Get A Quote

Get a quote from Arch Insurance's Accident and Health division for coverage relating to accident, disability and travel insurance products.

Go to the Get a Quote page

Contact Us

Disability General Mailbox

Customer Service


Tom Foschino
Vice President,
Accident and Health
+1 646 563 5517